Dave Ramseys baby Steps include.....
Baby Step 0: Get current on everything.
Baby Step 1: $1000 ‘baby’ emergency fund.
Baby Step 2: Pay off all non mortgage debt, smallest to largest
Baby Step 3: Fully fund above emergency fund to 3–6 months expenses.
Baby Step 4: 15% of income to retirement.
Baby Step 5: Begin funding children’s college.
Baby Step 6: Pay off mortgage.
Baby Step 7: Invest, save, and give.
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